It is a sad reality that dying costs a fortune, especially if the deceased didn’t have any insurance policy to help offset the expenses. Leaving behind your family in financial distress because of your demise might set them back, and you wouldn’t want them to suffer. This is why you must plan for the last stage of your life. You wouldn’t want to be a burden to your loved ones; you want them to celebrate your life and remember how you touched their lives for the better.
Planning for your funeral may sound morbid. But still, it is pretty sensible because, in the untimely event that something happens to you, your family will know how they could respect your wishes and memorialise your life. This will help them in more ways than one.
If you need assistance and guidance in planning your funeral service, you can set a consultation with experienced funeral directors in Leeds, if you are from the area, to get the ball rolling. Their years of extensive service will help you chart how your last days will transpire. Here are some essential considerations.
Traditional burial or cremation?
Perhaps the primary consideration is whether you want to be buried or cremated. A traditional burial will entail a casket and interment, so you must factor in the attendant costs. On the other hand, a cremation or a resomation will cost less, and if you wish for your ashes to be spread at your favourite place, you can easily ask your family members to do it.
Payment terms
You can set aside a budget for the funeral costs or prepay for the services with the funeral home of your choice. However, if you don’t have the budget for the necessary funeral arrangements, your family might encounter financial distress.
If you wish to prepay for the service, you’re betting that the funeral home wouldn’t fold soon and would provide you with everything on your agreement. So, secure the arrangement papers and have your representative present them when the time comes. Prepaying for the service will also be good for your peace of mind.
Plan your service
There’s no better way to say it, but you might want to plan your funeral service yourself. It may seem a morbid exercise, but if you could be as hands-on regarding the details, your family members will have to honour your wishes when you’re gone. The choices regarding the flow, the readings, the music, and even the officiant and the venue will be your decision.
You can also create a recording that they can play during the wake. It will be a poignant touch as you say goodbye to the people who attended your service.
Talk about your plans
Let a trusted family member in on your plans. Then, they can take over and be the executor of the process when the time comes to lay your body to rest.
Takeaway
Planning your funeral is a rational way to prevent financial distress. You’ll help your family cope with your loss faster, and they’ll get to memorialise you better.
